IPDC Finance declares 10% dividend

IPDC Finance PLC has announced a 10 percent dividend for 2025, including 5 percent in cash.

The non-bank financial institution reported a 25.39 percent year-on-year (YoY) rise in net profit to Tk 45.5 crore, reflecting resilience amid persistent macroeconomic headwinds.

The performance was driven by robust investment income, higher interest earnings, strategic portfolio diversification, and disciplined cost management. Earnings per share (EPS) increased to Tk 1.11 in 2025, according to audited financial statements.

Gross interest income grew 8.50 percent YoY to Tk 956 crore, supported by portfolio expansion and prudent lending.

Operating income rose 7.43 percent YoY to Tk 348.4 crore, bolstered by a sharp 93.29 percent increase in investment income to Tk 132.4 crore due to stronger treasury yields and active capital market strategies, said a press release.

Rizwan Dawood Shams, managing director of the NBFI, said, “2025 was a year of disciplined execution and strategic resilience for IPDC. Despite a challenging macroeconomic environment, we strengthened our earnings base through diversified income streams across various products and prudent cost management.”

“Our focus on portfolio quality, efficient capital deployment, and strong risk governance enabled us to deliver sustainable profitability while reinforcing balance sheet strength.”

“We remain committed to creating long-term value for our stakeholders through responsible growth and financial stability,” he added.

Operating expenses rose 10.33 percent YoY to Tk 163.1 crore, while operating profit increased 5.01 percent YoY to Tk 185.3 crore.

At the end of 2025, loans, leases, and advances stood at Tk 7,462.2 crore, up 7.31 percent YoY. Deposits rose 14.60 percent to Tk 6,224.9 crore, reflecting continued depositor confidence.

Return on equity (RoE) improved to 6.74 percent, while net asset value (NAV) per share rose to Tk 17.85. Net operating cash flow per share stood at Tk 9.94, indicating stronger cash generation and supporting future growth.