Advisers
A few days back, I read about some Bangladeshi adviser, apparently an adviser to Prime Minister, Sheikh Hasina, speaking about huge returns that Bangladeshis can reap investing in Bangladesh. Unfortunately, based on my experience, these advisers cannot be relied on. People would trust them and invest in some savings in Bangladesh. When their funds get mature and they want to get their return, all hell breaks loose.
The investors face all kinds of bureaucratic hassles, and are forced to pay bribes to get their own money. The people who talked about it disappear. You are left to face merciless treatment of bureaucrats and clerks.
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