Internet banking transactions rose 6.22% in June

The value of internet banking transactions in Bangladesh grew by 6.22 percent month-on-month to Tk 1.84 lakh crore in June 2026, driven mainly by sharp increases in two payment systems, according to a recent central bank report.

The total had stood at Tk 1.73 lakh crore in May 2026.

Tap here to add The Daily Star as a trusted source

The transactional values of Real Time Gross Settlement (RTGS) and National Payment Switch Bangladesh (NPSB) rose while Bangladesh Electronic Fund Transfer Network (BEFTN) fell, according to the e-Banking and e-Commerce Statistics review by Bangladesh Bank.

RTGS, NPSB and BEFTN are BB-operated interbank payment systems, but they serve different purposes.

BEFTN is for scheduled batch transfers, NPSB is for real-time card and account transactions, and RTGS is for high-value, instant gross settlement-- all three route transactions among the country’s scheduled banks and mobile financial service providers.

Among the individual channels, RTGS transactions rose 26.09 percent to Tk 50,461 crore in June, up from Tk 40,022 crore in May.  NPSB transactions increased 2.70 percent to Tk 57,480 crore in June from Tk 55,967 crore in May, the report showed.

BEFTN transfers, by contrast, declined to Tk 11,638 crore in June from Tk 12,987 crore in May. “It is clear that a large number of customers are using internet banking to access financial services,” BB said in the report.

However, the total number of internet banking customers fell slightly during the same period, decreasing 0.64 percent to 2.27 crore in June from 2.28 crore in May.

The data also showed that among the internet banking customer base, 1.78 crore were male, 44 lakh were female, and 4.7 lakh were registered under “other” in June.

As of June, 58 scheduled banks were offering internet banking services in the country.